diff --git a/tokens/token-2022/transfer-fee/anchor/tests/transfer-fee.ts b/tokens/token-2022/transfer-fee/anchor/tests/transfer-fee.ts
index 86c906d8f..09a92edb9 100644
--- a/tokens/token-2022/transfer-fee/anchor/tests/transfer-fee.ts
+++ b/tokens/token-2022/transfer-fee/anchor/tests/transfer-fee.ts
@@ -2,11 +2,16 @@ import type { Program } from '@anchor-lang/core';
 import * as anchor from '@anchor-lang/core';
 import { ASSOCIATED_PROGRAM_ID } from '@anchor-lang/core/dist/cjs/utils/token';
 import {
+    getAccount,
     getAssociatedTokenAddressSync,
+    getMint,
     getOrCreateAssociatedTokenAccount,
+    getTransferFeeAmount,
+    getTransferFeeConfig,
     mintTo,
     TOKEN_2022_PROGRAM_ID,
 } from '@solana/spl-token';
+import { assert } from 'chai';
 import type { TransferFee } from '../target/types/transfer_fee';
 
 describe('transfer-fee', () => {
@@ -34,6 +39,20 @@ describe('transfer-fee', () => {
         TOKEN_2022_PROGRAM_ID,
     );
 
+    const fetchFeeConfig = async () => {
+        const mint = await getMint(connection, mintKeypair.publicKey, undefined, TOKEN_2022_PROGRAM_ID);
+        const config = getTransferFeeConfig(mint);
+        assert.isNotNull(config, 'mint has no TransferFeeConfig extension');
+        return config!;
+    };
+
+    const fetchTokenAccount = async (address: anchor.web3.PublicKey) => {
+        const account = await getAccount(connection, address, undefined, TOKEN_2022_PROGRAM_ID);
+        const withheld = getTransferFeeAmount(account);
+        assert.isNotNull(withheld, 'token account has no TransferFeeAmount extension');
+        return { amount: account.amount, withheld: withheld!.withheldAmount };
+    };
+
     it('Create Mint with Transfer Fee', async () => {
         const transferFeeBasisPoints = 100;
         const maximumFee = 1;
@@ -44,6 +63,15 @@ describe('transfer-fee', () => {
             .signers([mintKeypair])
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        const config = await fetchFeeConfig();
+        assert.isTrue(config.transferFeeConfigAuthority.equals(wallet.publicKey));
+        assert.isTrue(config.withdrawWithheldAuthority.equals(wallet.publicKey));
+        assert.strictEqual(config.withheldAmount, 0n);
+        assert.strictEqual(config.newerTransferFee.transferFeeBasisPoints, transferFeeBasisPoints);
+        assert.strictEqual(config.newerTransferFee.maximumFee, BigInt(maximumFee));
+        assert.strictEqual(config.olderTransferFee.transferFeeBasisPoints, transferFeeBasisPoints);
+        assert.strictEqual(config.olderTransferFee.maximumFee, BigInt(maximumFee));
     });
 
     it('Mint Tokens', async () => {
@@ -70,6 +98,10 @@ describe('transfer-fee', () => {
             null,
             TOKEN_2022_PROGRAM_ID,
         );
+
+        const sender = await fetchTokenAccount(senderTokenAccountAddress);
+        assert.strictEqual(sender.amount, 300n);
+        assert.strictEqual(sender.withheld, 0n);
     });
 
     it('Transfer', async () => {
@@ -84,6 +116,14 @@ describe('transfer-fee', () => {
             })
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        // 1% of 100 is 1, which is also the cap. The sender is debited the full
+        // amount; the fee comes out of the recipient's credit and is withheld there.
+        const sender = await fetchTokenAccount(senderTokenAccountAddress);
+        const recipientAccount = await fetchTokenAccount(recipientTokenAccountAddress);
+        assert.strictEqual(sender.amount, 200n);
+        assert.strictEqual(recipientAccount.amount, 99n);
+        assert.strictEqual(recipientAccount.withheld, 1n);
     });
 
     it('Transfer Again, fee limit by maximumFee', async () => {
@@ -98,6 +138,13 @@ describe('transfer-fee', () => {
             })
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        // 1% of 200 would be 2; maximumFee holds it to 1, so withheld grows by 1, not 2.
+        const sender = await fetchTokenAccount(senderTokenAccountAddress);
+        const recipientAccount = await fetchTokenAccount(recipientTokenAccountAddress);
+        assert.strictEqual(sender.amount, 0n);
+        assert.strictEqual(recipientAccount.amount, 298n);
+        assert.strictEqual(recipientAccount.withheld, 2n);
     });
 
     it('Harvest Transfer Fees to Mint Account', async () => {
@@ -113,6 +160,12 @@ describe('transfer-fee', () => {
             ])
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        const recipientAccount = await fetchTokenAccount(recipientTokenAccountAddress);
+        const config = await fetchFeeConfig();
+        assert.strictEqual(recipientAccount.withheld, 0n);
+        assert.strictEqual(recipientAccount.amount, 298n);
+        assert.strictEqual(config.withheldAmount, 2n);
     });
 
     it('Withdraw Transfer Fees from Mint Account', async () => {
@@ -124,16 +177,34 @@ describe('transfer-fee', () => {
             })
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        const sender = await fetchTokenAccount(senderTokenAccountAddress);
+        const config = await fetchFeeConfig();
+        assert.strictEqual(config.withheldAmount, 0n);
+        assert.strictEqual(sender.amount, 2n);
     });
 
     it('Update Transfer Fee', async () => {
         const transferFeeBasisPoints = 0;
         const maximumFee = 0;
 
+        const epochBefore = BigInt((await connection.getEpochInfo()).epoch);
         const transactionSignature = await program.methods
             .updateFee(transferFeeBasisPoints, new anchor.BN(maximumFee))
             .accountsPartial({ mintAccount: mintKeypair.publicKey })
             .rpc({ skipPreflight: true });
         console.log('Your transaction signature', transactionSignature);
+
+        const epochAfter = BigInt((await connection.getEpochInfo()).epoch);
+
+        // The new fee is scheduled two epochs out from the epoch the transaction
+        // executed in; the old one stays in force until then. The epoch is read on
+        // both sides of the transaction so a rollover between them cannot flake.
+        const config = await fetchFeeConfig();
+        assert.strictEqual(config.newerTransferFee.transferFeeBasisPoints, 0);
+        assert.strictEqual(config.newerTransferFee.maximumFee, 0n);
+        assert.oneOf(config.newerTransferFee.epoch, [epochBefore + 2n, epochAfter + 2n]);
+        assert.strictEqual(config.olderTransferFee.transferFeeBasisPoints, 100);
+        assert.strictEqual(config.olderTransferFee.maximumFee, 1n);
     });
 });