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bnpl

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OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing from SoftBank Vision Fund 2, Sequoia China, DragonBall Capital, and 9F Group.

  • Updated Aug 14, 2026

A full-stack BNPL system using an I.O.U-based installment model, built with Django and React.js. It features a Private/Assigned Plan model where merchants assign plans to customers, uses micro-frontends with TypeScript, and includes separate admin panels for customers and merchants with account-type-restricted access.

  • Updated Jun 14, 2025
  • Python

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